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Delta SkyMiles Platinum

Delta · American ExpressPersonal cardAmex

No annual fee for Additional Cards.

Credits 5

Every statement credit on this card, how often it comes back and when it resets. Together they’re worth up to $420 a year in cash credits, not counting ones you unlock by spending, points or free nights.

Every month

Resy CreditActivation required
$10/moResets on the 1st

Up to $10/month on eligible purchases at qualifying U.S. Resy restaurants; since Sept 15, 2026 prepaid Tock reservations and deposits at U.S. venues count too.

Rideshare CreditActivation required
$10/moResets on the 1st

Up to $10/month on U.S. rideshare purchases with select providers (Uber, Lyft, Curb, Alto).

Every year

Companion Certificate (Main Cabin)
Value varies

Round-trip Delta Main companion ticket from the U.S. to the U.S., Mexico, the Caribbean or Central America, issued in your renewal month each year; the companion pays taxes and fees of up to $80 domestic or $250 international. Basic Economy isn't eligible, and it can also cover the flight part of a Delta Vacations package. ~$200 conservative value.

Delta Stays Credit
$150/yrResets Jan 1

Up to $150 per calendar year on prepaid hotels or vacation rentals booked through Delta Stays on delta.com.

Every few years

Global Entry / TSA PreCheck Fee Credit
$120every 4 years

Either $120 for Global Entry or up to $85 for TSA PreCheck (through an official enrollment provider), once every 4 years for whichever you apply for first.

Perks 7

Benefits you use rather than credits that post to your statement.

First bag free (+ second bag free on domestic)

First checked bag free on Delta flights for you and up to 8 companions on the same reservation. Since June 4, 2026 the cardmember also gets a second bag free on domestic Delta-operated flights; companions still get one.

MQD Headstart + MQD Boost

$2,500 MQDs each Medallion Qualification Year plus $1 MQD per $20 spent.

Complimentary Upgrade List

Eligible tickets are added to Delta's complimentary upgrade list, behind Medallion members and Reserve cardmembers.

Zone 5 priority boarding

Board in Zone 5 on Delta flights.

Hertz Five Star status

Complimentary Hertz Five Star status once you link a Hertz Gold+ account to your SkyMiles profile and enroll in Delta's Hertz promotion.

TakeOff 15 award discount

15% off the miles price of award tickets on Delta-operated flights when the card is saved in your SkyMiles profile; taxes and fees are not discounted.

20% back on in-flight purchases

20% back as a statement credit on eligible food and drink bought on board Delta flights with the card.

Also included

  • No foreign transaction fees
  • Trip delay insurance
  • Cell phone protection

Before you apply

American Express’s application rules, as reported by people who applied. Banks don’t publish most of these. All banks’ rules

2/90 Firm rule

No more than two new Amex credit cards in a 90-day span. Charge cards such as Platinum, Gold and Green are left out of the count. A third credit card application within 90 days is usually turned down.

1/5 Soft rule

One new Amex credit card every 5 days at most. A second application within 5 days usually sits in pending until the 5 days are up.

5 credit cards Firm rule

You can usually have up to 5 Amex credit cards open at the same time. Charge cards are separate. With 5 open, new Amex credit cards get declined. Closing or downgrading one frees a spot.

Never miss one of these credits

Add the Delta SkyMiles Platinum to Premium Finance, our free app. It lists each credit with a checkbox, reminds you before they expire and shows whether the card earned its fee. Free.

Open the free app

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Last checked Oct 16, 2026. Spot something out of date? Tell us.