Best travel credit cards of 2026
Our picks for earning travel and getting more out of trips, from a $95 first card to the most lounge access you can get.
By Quy Dinh · Updated Oct 25, 2026
Our picks
$95 a year with a $100 Chase Travel hotel credit that can cover it, 3x on dining, gas, streaming and online groceries, and points that transfer to United, Southwest, Air Canada and Hyatt.
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A $300 travel credit and 10,000 anniversary miles cover the $395 fee, and you get Capital One Lounges, Priority Pass and 2x miles on everything.
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Centurion Lounges, Delta Sky Clubs on Delta days, Priority Pass, Escape and Plaza Premium. Worth the $895 only if you’ll use the lounges and most of the credits.
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8x on Chase Travel, 4x on flights and hotels booked direct and 3x on dining, with Sapphire Lounges, for people who’ll use its newer credits.
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3x on dining, supermarkets, gas and travel for $95, with points that transfer to American Airlines AAdvantage.
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2x miles on everything for $95, with a $100 yearly stays credit and Capital One’s transfer partners.
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3x on travel booked anywhere, restaurants, gas, transit, streaming and phone plans, with no foreign transaction fees and points that transfer to Wells Fargo’s airline and hotel partners.
Read the review →How we picked
We looked at what each card earns on everyday spending and travel, the credits most people actually use, lounge access and transfer partners, and whether the fee is easy to earn back. Every card is checked against the bank’s own site. Our editorial guidelines.
For education only, not financial advice. Offers and benefits change; each card’s page shows when we last checked it.
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