Best credit cards for dining and groceries of 2026
The cards that earn the most where most budgets go: restaurants and grocery stores.
By Quy Dinh · Updated Oct 24, 2026
Our picks
4x at restaurants worldwide and at U.S. supermarkets (up to $25,000 a year there), plus monthly dining, Uber and Dunkin’ credits that can cover the $325 fee.
Read the review →
6% at U.S. supermarkets on up to $6,000 a year and 6% on streaming, for $95. Superstores and warehouse clubs don’t count.
Read the review →
3% on dining, groceries, streaming and entertainment, with no caps, for $0 a year.
Read the review →
3x on dining and online groceries, and points that transfer to airlines and hotels, for $95.
Read the review →
3x at supermarkets, restaurants and gas stations, plus air travel and hotels, for $95.
Read the review →
3x on your choice of dining or groceries, plus points on rent with no fee, for $95.
Read the review →How we picked
We compared what each card earns at restaurants and grocery stores, the caps and what doesn’t count (superstores, warehouse clubs), and the food credits that come with it. Our editorial guidelines.
For education only, not financial advice. Offers and benefits change; each card’s page shows when we last checked it.
More lists
Already have some of these?
Add them to Premium Finance, our free app. It lists every credit with a checkbox and reminds you before each one expires.