Gold
First 5 Additional Cards $0; 6th+ Additional Card $35 each.
Credits 5
Every statement credit on this card, how often it comes back and when it resets. Together they’re worth up to $520 a year in cash credits, not counting ones you unlock by spending, points or free nights.
Every month
Up to $10/month at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory and Wonder, at U.S. locations.
$10 Uber Cash each month after adding the card to your Uber account; for U.S. Uber rides and Uber Eats orders. Expires at month end.
How to activate: Add the card to your Uber account first; the Uber Cash is only deposited once it's there.
Up to $7/month at U.S. Dunkin' locations.
Every 6 months
Up to $50 Jan–Jun and $50 Jul–Dec at qualifying U.S. Resy restaurants and other food and drink spots; since Sept 15, 2026 prepaid Tock reservations and deposits at U.S. venues count too.
Every year
One-time Amex Offer: up to $96 back on an annual Uber One membership (not monthly) bought with the Gold Card between Apr 30 and Oct 30, 2026; the charge must post by Oct 30. Enrollment was limited and additional cards don't qualify.
How to activate: Add the Uber One offer to your Gold Card in Amex Offers, then buy an annual Uber One plan by Oct 30.
Condition: Pay for an annual Uber One membership with the Gold Card by Oct 30, 2026
Perks 2
Benefits you use rather than credits that post to your statement.
$100 property credit on Hotel Collection stays of 2+ nights booked through Amex Travel, plus a room upgrade, noon check-in and 4pm late checkout when available.
Complimentary Hertz Five Star status after enrolling through Amex with a Hertz Gold+ account.
Also included
- No foreign transaction fees
- Trip delay insurance
- Baggage insurance
- Car rental loss and damage insurance
Before you apply
American Express’s application rules, as reported by people who applied. Banks don’t publish most of these. All banks’ rules
No more than two new Amex credit cards in a 90-day span. Charge cards such as Platinum, Gold and Green are left out of the count. A third credit card application within 90 days is usually turned down.
One new Amex credit card every 5 days at most. A second application within 5 days usually sits in pending until the 5 days are up.
You can usually have up to 5 Amex credit cards open at the same time. Charge cards are separate. With 5 open, new Amex credit cards get declined. Closing or downgrading one frees a spot.
Never miss one of these credits
Add the Gold to Premium IC, our free app. It lists each credit with a checkbox, reminds you before they expire and shows whether the card earned its fee. Free.
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Last checked Oct 16, 2026. Spot something out of date? Tell us.