Citi credit cards

Only one Citi application every 8 days, counting personal and business cards together. Applying again within 8 days gets declined. Citi counts declined applications too, and this app can’t see those.

At most two Citi applications in any 65-day stretch. A third application within 65 days gets declined, and declined applications count.

Roughly one Citi business card application every 90 to 95 days. Another business application inside that window gets declined.