Double Cash vs Quicksilver
By Quy Dinh · Updated Oct 25, 2026
The short answer
At home, the Double Cash: 2% on everything beats the Quicksilver’s 1.5%, and its points work with a Citi Strata card. Abroad, take the Quicksilver: the Double Cash charges a 3% foreign transaction fee.
Both cost $0 and offer $200: the Quicksilver after $500 of spending in 3 months, the Double Cash after $1,500 in 6 months.
Pick the Double Cash if
- You spend mostly in the U.S.
- You want the highest flat rate
- You have or want a Citi Strata card
Pick the Quicksilver if
- You travel abroad
- You want the easier bonus
- You have or want a Venture or Venture X
Side by side
| Feature |  Citi |  Capital One |
|---|---|---|
| In one line | A simple 2% card for $0: 1% when you buy and 1% when you pay, with points that work with Citi’s Strata cards. | Simple 1.5% cash back on everything for $0, with no foreign transaction fee and an easy $200 bonus. |
| Annual fee | $0 | $0 |
| Statement credits | 0 credits | 0 credits |
| How it earns |
|
|
| Lounge access | None | None |
| Welcome offer | $200 cash back after you spend $1,500 on purchases in the first 6 months. | $200 cash bonus after you spend $500 on purchases in the first 3 months. |
| Counts toward Chase 5/24 | Yes | Yes |
Credits are counted at their full cash value; see each card’s page for how each one works and which need activation. Offers change; the bank’s page has the current one.
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