We may earn a commission from some links on this site. It never changes which cards we list or what we say about them. How we make money

About Premium Inner Circle

The fine print, in big print.

Premium credit cards don’t pay you back in one big check. They pay in dozens of small credits: Uber Cash every month, a hotel credit twice a year, a dining credit that resets on the 1st. Each one has its own rules and its own expiration date, and it’s easy to lose hundreds of dollars a year to credits you forgot about.

Premium Inner Circle exists to fix that.

What we do

  • A card catalog. 187 U.S. credit cards from 17 banks, with every statement credit, when it resets, whether it needs activation, and each bank’s application rules. Browse the cards
  • A free app. Add your cards and it tracks every credit with a checkbox, reminds you before they expire and shows whether each card earns its fee. See the app

How we make money

The site and the app are free to use. We may earn a commission when someone is approved for a card through some of our links, or a referral bonus from a bank. That never changes which cards we list or what we say about them: every card in our catalog gets the same page, whether or not we earn anything from it. Details are in our advertiser disclosure and editorial guidelines.

Get in touch

Questions, corrections or partnership ideas: contact us.