Best business credit cards of 2026
For side businesses and small companies: the cards that earn the most on what businesses spend.
By Quy Dinh · Updated Oct 25, 2026
Our picks
3x on travel, shipping, ads and phone and internet on up to $150,000 a year, with Chase’s transfer partners, for $95.
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5% on office supplies and on internet, cable and phone (up to $25,000 a year), 2% on gas and dining, and a $750 bonus, for $0.
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1.5% on everything with a $750 bonus, for $0, and points that become transferable with an Ink Preferred.
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4x in your top two of six categories each billing cycle, picked automatically, up to $150,000 a year, for $375.
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2x miles on everything, Capital One Lounges and Priority Pass, and a $300 travel credit plus 10,000 miles a year against the $395 fee.
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The widest lounge access, 5x on Amex Travel flights and hotels, 2x on purchases of $5,000 or more and many business credits, for $895.
Read the review →How we picked
We compared each card’s bonus categories against what small businesses usually spend on, the caps, employee cards and the credits a business would use anyway. Our editorial guidelines.
For education only, not financial advice. Offers and benefits change; each card’s page shows when we last checked it.
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