Best cash back credit cards of 2026
Simple rewards you can use as a statement credit, with no points to figure out.
By Quy Dinh · Updated Oct 25, 2026
Our picks
3% back on dining, groceries, streaming and entertainment with no caps, for $0 a year.
Read the review →
2% on everything (1% when you buy and 1% when you pay), for $0, with points that combine with a Citi Strata card.
Read the review →
6% at U.S. supermarkets (up to $6,000 a year) and on streaming, 3% on gas and transit, for $95.
Read the review →
1.5% on everything and 3% on dining and drugstores, and its points become transferable if you also have a Sapphire or Ink Preferred.
Read the review →
5% in rotating categories each quarter (up to $1,500 once activated), 3% on dining and drugstores, and points that pair with a Sapphire.
Read the review →
1.5% on everything with no foreign transaction fees, and a $200 bonus after $500 of spending.
Read the review →How we picked
We looked at the rate on everyday spending, the caps and exclusions, foreign transaction fees and how easy the rewards are to use. Our editorial guidelines.
For education only, not financial advice. Offers and benefits change; each card’s page shows when we last checked it.
More lists
Already have some of these?
Add them to Premium Finance, our free app. It lists every credit with a checkbox and reminds you before each one expires.