Blue Cash Preferred
$0 intro annual fee the first year, then $95
Credits 1
Every statement credit on this card, how often it comes back and when it resets. Together they’re worth up to $120 a year in cash credits, not counting ones you unlock by spending, points or free nights.
Every month
Up to $10/month on subscriptions (including bundles) bought at DisneyPlus.com, Hulu.com or Stream.ESPN.com (U.S.); no minimum spend.
Also included
- Car rental loss and damage insurance
- Purchase protection
- Return protection
- Extended warranty
Before you apply
American Express’s application rules, as reported by people who applied. Banks don’t publish most of these. All banks’ rules
No more than two new Amex credit cards in a 90-day span. Charge cards such as Platinum, Gold and Green are left out of the count. A third credit card application within 90 days is usually turned down.
One new Amex credit card every 5 days at most. A second application within 5 days usually sits in pending until the 5 days are up.
You can usually have up to 5 Amex credit cards open at the same time. Charge cards are separate. With 5 open, new Amex credit cards get declined. Closing or downgrading one frees a spot.
Never miss one of these credits
Add the Blue Cash Preferred to Premium Finance, our free app. It lists each credit with a checkbox, reminds you before they expire and shows whether the card earned its fee. Free.
Related cards
Last checked Oct 16, 2026. Spot something out of date? Tell us.