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Blue Cash Everyday

American ExpressPersonal cardAmex

Credits 2

Every statement credit on this card, how often it comes back and when it resets. Together they’re worth up to $264 a year in cash credits, not counting ones you unlock by spending, points or free nights.

Every month

Disney Streaming CreditActivation requiredSet it and forget it
$7/moResets on the 1st

Up to $7/month on subscriptions (including bundles) at DisneyPlus.com, Hulu.com or Stream.ESPN.com (U.S.); no minimum purchase.

Home Chef CreditActivation requiredSet it and forget it
$15/moResets on the 1st

Up to $15/month on a Home Chef meal-kit subscription bought through the card's Home Chef enrollment link (contiguous U.S. shipping only). Enrollment required; single meal kits, kitchenware and gift cards don't count.

How to activate: Enroll in the Amex app or website, then subscribe through the card's Home Chef link.

Also included

  • Car rental loss and damage insurance
  • Purchase protection
  • Extended warranty

Before you apply

American Express’s application rules, as reported by people who applied. Banks don’t publish most of these. All banks’ rules

2/90 Firm rule

No more than two new Amex credit cards in a 90-day span. Charge cards such as Platinum, Gold and Green are left out of the count. A third credit card application within 90 days is usually turned down.

1/5 Soft rule

One new Amex credit card every 5 days at most. A second application within 5 days usually sits in pending until the 5 days are up.

5 credit cards Firm rule

You can usually have up to 5 Amex credit cards open at the same time. Charge cards are separate. With 5 open, new Amex credit cards get declined. Closing or downgrading one frees a spot.

Never miss one of these credits

Add the Blue Cash Everyday to Premium IC, our free app. It lists each credit with a checkbox, reminds you before they expire and shows whether the card earned its fee. Free.

Open the free app

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Last checked Oct 16, 2026. Spot something out of date? Tell us.