Best credit cards for renters of 2026
Earn points on rent and mortgage payments without the card fee most landlords charge.
By Quy Dinh · Updated Oct 24, 2026
Our picks
1. Best if most of your spending goes on one card
Bilt Palladium
2x on everything, points on rent with no fee, Priority Pass and $400 in hotel credits, for $495.
Read the review →
2. Best for renters on a budget
Bilt Obsidian
3x on dining or groceries and points on rent with no fee, for $95.
Read the review →How we picked
Bilt’s cards are the main way to earn points on rent without a fee. We compared what each earns on rent and everyday spending, and what the fee gets you. Our editorial guidelines.
For education only, not financial advice. Offers and benefits change; each card’s page shows when we last checked it.
More lists
Already have some of these?
Add them to Premium Finance, our free app. It lists every credit with a checkbox and reminds you before each one expires.