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Venture

Capital OnePersonal cardMastercard

Credits 3

Every statement credit on this card, how often it comes back and when it resets. Together they’re worth up to $430 a year in cash credits, not counting ones you unlock by spending, points or free nights.

Every year

Capital One Travel Stays Credit
$100/yrResets on your card anniversary

Up to $100 each account year toward hotel and vacation rental bookings made through Capital One Travel, taken off at checkout; it can be split across bookings, earns no miles, can't be used on pay-at-hotel bookings, and expires at the next account anniversary.

Welcome Offer Stays Credit (limited time)
$300/yrResets on your card anniversary

From a limited-time welcome offer for new cardholders: a one-time $300 credit for hotel and vacation rental bookings made through Capital One Travel, taken off at checkout. It can cover one stay or several, works only in your first cardholder year and doesn’t renew. Flights and rental cars don’t count.

Condition: Only for cards opened with the limited-time welcome offer (75,000 bonus miles plus a $300 stays credit); ignore it if your card came with a different offer

Every few years

Global Entry / TSA PreCheck Credit
$120every 4 years

Statement credit up to $120 for the Global Entry or TSA PreCheck application fee charged to the card; once every 4 years.

Perks 4

Benefits you use rather than credits that post to your statement.

Hertz Five Star status

Complimentary Hertz Five Star status; enroll via the card's Benefits tab.

Lifestyle Collection hotel benefits

On Lifestyle Collection hotels booked through Capital One Travel: up to a $50 experience credit and Wi-Fi, plus a room upgrade, early check-in and late checkout when available; Lifestyle vacation rentals get a $50 experience credit, Wi-Fi and early check-in/late checkout when available.

Discounted Capital One Lounge and Landing passes

Buy Capital One Lounge or Landing passes for yourself and guests at $45 per adult and $25 per child 2-17 (under 2 free) instead of the $90 standard rate; space-available, and no free visits are included.

Fourth night free at select Lifestyle Collection hotels

Book 4+ consecutive nights at a participating Lifestyle Collection hotel through Capital One Travel and the cheapest night is free; it only applies when the offer shows at booking and blackout dates may apply.

Also included

  • No foreign transaction fees
  • Auto rental collision damage waiver
  • Travel accident insurance
  • Extended warranty
  • Transfer miles to 15+ airline/hotel partners

Before you apply

Capital One’s application rules, as reported by people who applied. Banks don’t publish most of these. All banks’ rules

1/6 mo Soft rule

Capital One tends to approve one new Capital One card, personal or business, every 6 months. Capital One has no published 2/24 rule; this is the closest consistent pattern. Applying sooner often ends in a denial for too many recent Capital One accounts. Recent cards at other banks can also hurt your odds.

2 personal cards Less reliable

Capital One used to cap people at 2 of its own personal cards. Many people now have more. A third personal Capital One card may be declined.

Never miss one of these credits

Add the Venture to Premium IC, our free app. It lists each credit with a checkbox, reminds you before they expire and shows whether the card earned its fee. Free.

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Last checked Oct 16, 2026. Spot something out of date? Tell us.