Delta SkyMiles Gold
$0 intro annual fee the first year, then $150
Credits 3
Every statement credit on this card, how often it comes back and when it resets. Together they’re worth up to $220 a year in cash credits, not counting ones you unlock by spending, points or free nights.
Every month
Up to $10/month on U.S. rides with Uber, Lyft, Curb or Alto; enrollment opens 12 months after the account opens (right away if you moved from a Delta Platinum or Reserve card).
How to activate: Once your account is 12 months old, enroll in the rideshare credit in the Amex app or website.
Condition: Available from 12 months after account opening
Every year
$200 Delta eCredit once you spend $10,000 on the card in a calendar year; use it on Delta flights (or the airfare part of a Delta Vacations package) within one year of issue.
Condition: After $10,000 in purchases in a calendar year
Up to $100 per calendar year on prepaid hotels or vacation rentals booked through Delta Stays on delta.com.
Perks 4
Benefits you use rather than credits that post to your statement.
First checked bag free on Delta flights for you and up to 8 companions on the same reservation. Since June 4, 2026 the cardmember also gets a second bag free on domestic Delta-operated flights; companions still get one.
Zone 5 boarding on Delta flights.
15% off the miles price of award tickets on Delta-operated flights when the card is saved in your SkyMiles profile; taxes and fees are not discounted.
20% back as a statement credit on eligible food and drink bought on board Delta flights with the card.
Also included
- No foreign transaction fees
- Baggage insurance
- Car rental loss and damage insurance
Before you apply
American Express’s application rules, as reported by people who applied. Banks don’t publish most of these. All banks’ rules
No more than two new Amex credit cards in a 90-day span. Charge cards such as Platinum, Gold and Green are left out of the count. A third credit card application within 90 days is usually turned down.
One new Amex credit card every 5 days at most. A second application within 5 days usually sits in pending until the 5 days are up.
You can usually have up to 5 Amex credit cards open at the same time. Charge cards are separate. With 5 open, new Amex credit cards get declined. Closing or downgrading one frees a spot.
Never miss one of these credits
Add the Delta SkyMiles Gold to Premium Finance, our free app. It lists each credit with a checkbox, reminds you before they expire and shows whether the card earned its fee. Free.
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Last checked Oct 16, 2026. Spot something out of date? Tell us.