Delta SkyMiles Gold Business
$0 intro annual fee for the first year
Credits 3
Every statement credit on this card, how often it comes back and when it resets. Together they’re worth up to $270 a year in cash credits, not counting ones you unlock by spending, points or free nights.
Every month
Up to $10 per month on U.S. rides with Uber, Lyft, Curb or Alto. Added June 2026; you can enroll once the account is 12 months old (right away if you switched from a Delta Platinum or Reserve card).
How to activate: Enroll in the Amex app or website once the card is 12 months old, then pay for rides with it.
Condition: Available after your first card renewal
Every year
A $200 Delta eCredit is emailed 6–8 weeks after you hit $10K spend in a calendar year. It can be used on Delta-marketed flights booked at delta.com or with Delta Reservations.
Condition: After $10,000 in purchases in a calendar year
Up to $150 per calendar year on prepaid hotels or vacation rentals booked through Delta Stays on delta.com.
Perks 5
Benefits you use rather than credits that post to your statement.
First checked bag free for you and up to 8 companions on the same reservation. Since June 4, 2026 the Basic cardmember also gets a second bag free on domestic Delta flights, once per direction.
Board in Zone 5 on Delta flights when your SkyMiles number is on the reservation; up to 8 others on the same booking board with you.
At least 15% off the miles needed for Delta award flights booked on delta.com or the Fly Delta app. Partner-operated flights and taxes are excluded.
20% back as a statement credit on Delta in-flight food, drinks and pre-ordered meals paid with the card.
Basic Delta Amex cardmembers pay $179 a year for CLEAR+, $40 below the standard price.
Also included
- No foreign transaction fees
Before you apply
American Express’s application rules, as reported by people who applied. Banks don’t publish most of these. All banks’ rules
No more than two new Amex credit cards in a 90-day span. Charge cards such as Platinum, Gold and Green are left out of the count. A third credit card application within 90 days is usually turned down.
One new Amex credit card every 5 days at most. A second application within 5 days usually sits in pending until the 5 days are up.
You can usually have up to 5 Amex credit cards open at the same time. Charge cards are separate. With 5 open, new Amex credit cards get declined. Closing or downgrading one frees a spot.
Never miss one of these credits
Add the Delta Gold Business to Premium Finance, our free app. It lists each credit with a checkbox, reminds you before they expire and shows whether the card earned its fee. Free.
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Last checked Oct 16, 2026. Spot something out of date? Tell us.