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Delta SkyMiles Platinum Business

Delta · American ExpressBusiness cardAmex

Credits 5

Every statement credit on this card, how often it comes back and when it resets. Together they’re worth up to $470 a year in cash credits, not counting ones you unlock by spending, points or free nights.

Every month

Resy CreditActivation required
$10/moResets on the 1st

Up to $10 per month at qualifying U.S. Resy restaurants shown as eligible on Resy, or on Resy and (since Sept 15, 2026) Tock prepaid purchases. Delivery, gift cards and restaurants inside hotels or food halls don't count.

Rideshare CreditActivation required
$10/moResets on the 1st

Up to $10 per month on U.S. rides with Uber, Lyft, Curb or Alto. Delivery, bikes, scooters and subscriptions don't count.

Every year

Delta Stays Credit
$200/yrResets Jan 1

Up to $200 per calendar year on prepaid hotels or vacation rentals booked through Delta Stays on delta.com.

Annual Companion Certificate
Value varies

Delta Main round-trip companion ticket from the U.S. to the U.S., Mexico, the Caribbean or Central America, issued in your card's renewal month. Basic Economy fares don't qualify; you pay taxes and fees of up to $80 domestic or $250 to other eligible places. Valued at about $250.

Every few years

Global Entry / TSA PreCheck Fee Credit
$120every 4 years

$120 for Global Entry or up to $85 for TSA PreCheck every 4 years when the fee is paid with the card.

Perks 8

Benefits you use rather than credits that post to your statement.

Free checked bags

First checked bag free for you and up to 8 companions on the same reservation. Since June 4, 2026 the Basic cardmember also gets a second bag free on domestic Delta flights, once per direction.

MQD Headstart

$2,500 MQDs each Medallion Qualification Year, plus $1 MQD per $20 spent (MQD Boost).

Complimentary upgrade list

Non-Medallion cardmembers are added to the upgrade list after Medallions and Reserve cardmembers.

Zone 5 priority boarding

Board in Zone 5 on Delta flights when your SkyMiles number is on the reservation; up to 8 others on the same booking board with you.

Hertz Five Star status

Complimentary Hertz Five Star status for the Basic cardmember after you add a Hertz Gold+ number to your SkyMiles profile and enroll in the promotion on Delta's site.

TakeOff 15 award discount

At least 15% off the miles needed for Delta award flights booked on delta.com or the Fly Delta app. Partner-operated flights and taxes are excluded.

20% back on in-flight purchases

20% back as a statement credit on Delta in-flight food, drinks and pre-ordered meals paid with the card.

CLEAR+ member discount

Basic Delta Amex cardmembers pay $179 a year for CLEAR+, $40 below the standard price.

Also included

  • No foreign transaction fees
  • Trip delay insurance (6+ hrs, up to $300/trip)

Before you apply

American Express’s application rules, as reported by people who applied. Banks don’t publish most of these. All banks’ rules

2/90 Firm rule

No more than two new Amex credit cards in a 90-day span. Charge cards such as Platinum, Gold and Green are left out of the count. A third credit card application within 90 days is usually turned down.

1/5 Soft rule

One new Amex credit card every 5 days at most. A second application within 5 days usually sits in pending until the 5 days are up.

5 credit cards Firm rule

You can usually have up to 5 Amex credit cards open at the same time. Charge cards are separate. With 5 open, new Amex credit cards get declined. Closing or downgrading one frees a spot.

Never miss one of these credits

Add the Delta Platinum Business to Premium IC, our free app. It lists each credit with a checkbox, reminds you before they expire and shows whether the card earned its fee. Free.

Open the free app

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Last checked Oct 16, 2026. Spot something out of date? Tell us.