Delta SkyMiles Platinum vs Delta SkyMiles Reserve
By Quy Dinh · Updated Oct 25, 2026
The short answer
The Reserve is the Delta card with Sky Club access: 15 visits a year plus Centurion Lounges on Delta days, and its companion ticket can be used up to First Class. If you’d use the lounges on most trips, that’s what the extra $300 buys.
Otherwise the Platinum gives you the same free bags and $2,500 Medallion head start, a Delta Main companion ticket and 3x on hotels, for $350.
Pick the Delta SkyMiles Platinum if
- You don’t need Sky Club access
- A Delta Main companion ticket is enough
- You pay for hotels directly a lot
Pick the Delta SkyMiles Reserve if
- You’d visit Sky Clubs on most trips
- You want a companion ticket up to First Class
- You fly Delta often
Side by side
| Feature |  Delta · American Express |  Delta · American Express |
|---|---|---|
| In one line | Worth it if you’ll use the yearly companion ticket: Delta bags, a head start on Medallion status and Delta credits, for $350. | For frequent Delta flyers only: 15 Sky Club visits, Centurion Lounges on Delta days, a yearly companion ticket and a head start on Medallion status, for $650. |
| Annual fee | $350 | $650 |
| Statement credits | Up to $420 a year in 5 credits | Up to $590 a year in 5 credits |
| How it earns |
|
|
| Lounge access | None | Delta Sky Club access Delta Sky Club One-Time Guest Passes Centurion Lounge, Sidecar and Escape Lounge access |
| Welcome offer | Limited time: as high as 90,000 bonus miles plus a $300 statement credit after you spend $4,000 on purchases in the first 6 months. Amex tells you your exact offer after you apply. Ends November 4, 2026. | Limited time: two round-trip Delta Comfort flight certificates and 50,000 bonus miles after you spend $10,000 on purchases in the first 6 months. Ends November 4, 2026. |
| Counts toward Chase 5/24 | Yes | Yes |
Credits are counted at their full cash value; see each card’s page for how each one works and which need activation. Offers change; the bank’s page has the current one.
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