Southwest Rapid Rewards Performance Business
Raised from $199 in the July 2025 refresh; existing cardmembers pay $299 starting at their 2026 account anniversary
Credits 3
Every statement credit on this card, how often it comes back and when it resets. Together they’re worth up to $150 a year in cash credits, not counting ones you unlock by spending, points or free nights.
Every month
One $10 Instacart credit each month while you have Instacart+, usable on one order of $10 or more from a single retailer; it expires at month end and doesn't roll over.
How to activate: Activate the free Instacart+ membership with this card on Instacart's Chase page; keep Instacart+ active.
Condition: Requires active Instacart+ (3 months complimentary when activated 5/1/2025-12/31/2027, then $99/yr)
Every year
9,000 Rapid Rewards points each account anniversary year; valued at ~1.2 cents/point.
Every few years
One statement credit of up to $120 every 4 years for the Global Entry, TSA PreCheck or NEXUS application fee charged to the card.
Perks 8
Benefits you use rather than credits that post to your statement.
10,000 Companion Pass qualifying points deposited each calendar year (by Jan 31, or within 30 days of opening).
First checked bag free for the cardmember and up to 8 others on the same reservation (not on partner flights).
Free Preferred (or Standard) seat at booking when available, for you and up to 8 others on the reservation; employee cards don't get it.
Unlimited free upgrades to an Extra Legroom seat within 48 hours of departure, when available, for you and up to 8 others on the same reservation; employee cards don't get it.
Board in Group 5 (or earlier if status/fare qualifies) with up to 8 passengers on the same reservation.
Three months of free Instacart+ when first activated between 5/1/2025 and 12/31/2027, then it renews at $99/year unless you cancel.
25% back as a statement credit on Southwest inflight purchases such as drinks made with the card, including employee cards.
2,500 tier qualifying points toward A-List or A-List Preferred for every $5,000 in card purchases in a year (the year runs to the December statement).
Also included
- 2,500 tier qualifying points toward A-List per $5,000 spend
- No foreign transaction fees
- Free employee cards
Before you apply
Chase’s application rules, as reported by people who applied. Banks don’t publish most of these. All banks’ rules
Chase usually declines you if you’ve opened 5 or more personal cards from any bank in the last 24 months. This applies to almost every Chase card, personal and business. How 5/24 works
Usually no more than 2 new personal Chase cards in 30 days. A third application within 30 days is usually declined, and you still take the hard pull.
Usually just one new Chase business card in 30 days. A second business application within 30 days is usually declined.
Never miss one of these credits
Add the Southwest Performance Business to Premium IC, our free app. It lists each credit with a checkbox, reminds you before they expire and shows whether the card earned its fee. Free.
Related cards
Last checked Oct 16, 2026. Spot something out of date? Tell us.