By Many Chase cards come with a monthly Instacart credit, often next to a free Instacart+ trial.
| Card | Annual fee | Credits | Up to a year |
|---|---|---|---|
| Ink Business Cash Chase | $0 | Instacart Credit $20/mo Activate Ends Dec 2027 | $240 |
| Ink Business Unlimited Chase | $0 | Instacart Credit $20/mo Activate Ends Dec 2027 | $240 |
| United Club United · Chase | $695 | Instacart Credit $20/mo Activate Ends Dec 2027 | $240 |
| United Club Business United · Chase | $695 | Instacart Credit $20/mo Activate Ends Dec 2027 | $240 |
| United Quest United · Chase | $350 | Instacart Credit $15/mo Activate Ends Dec 2027 | $180 |
| Marriott Bonvoy Bold Marriott Bonvoy · Chase | $0 | Instacart Credit $10/mo Activate Ends Dec 2027 | $120 |
| IHG One Rewards IHG · Chase | $0 | Instacart Credit $10/mo Activate Ends Dec 2027 | $120 |
| Disney Visa Disney · Chase | $0 | Instacart Credit $10/mo Activate Ends Dec 2027 | $120 |
| Disney Premier Visa Disney · Chase | $49 | Instacart Credit $10/mo Activate Ends Dec 2027 | $120 |
| British Airways Visa Signature British Airways · Chase | $95 | Instacart Credit $10/mo Activate Ends Dec 2027 | $120 |
| Aer Lingus Visa Signature Aer Lingus · Chase | $95 | Instacart Credit $10/mo Activate Ends Dec 2027 | $120 |
| Iberia Visa Signature Iberia · Chase | $95 | Instacart Credit $10/mo Activate Ends Dec 2027 | $120 |
| Marriott Bonvoy Boundless Marriott Bonvoy · Chase | $95 | Instacart Credit $10/mo Activate Ends Dec 2027 | $120 |
| Southwest Rapid Rewards Plus Southwest · Chase | $99 | Instacart Credit $10/mo Activate Ends Dec 2027 | $120 |
| Southwest Rapid Rewards Premier Southwest · Chase | $149 | Instacart Credit $10/mo Activate Ends Dec 2027 | $120 |
| Southwest Rapid Rewards Premier Business Southwest · Chase | $149 | Instacart Credit $10/mo Activate Ends Dec 2027 | $120 |
| United Explorer United · Chase | $150 | Instacart Credit $10/mo Activate Ends Dec 2027 | $120 |
| United Business United · Chase | $150 | Instacart Credit $10/mo Activate Ends Dec 2027 | $120 |
| IHG One Rewards Premier IHG · Chase | $150 | Instacart Credit $10/mo Activate Ends Dec 2027 | $120 |
| Air Canada Aeroplan Air Canada Aeroplan · Chase | $195 | Instacart Credit $10/mo Activate Ends Dec 2027 | $120 |
| IHG One Rewards Business IHG · Chase | $200 | Instacart Credit $10/mo Activate Ends Dec 2027 | $120 |
| Southwest Rapid Rewards Priority Southwest · Chase | $229 | Instacart Credit $10/mo Activate Ends Dec 2027 | $120 |
| Marriott Bonvoy Bountiful Marriott Bonvoy · Chase | $250 | Instacart Credit $10/mo Activate Ends Dec 2027 | $120 |
| Southwest Rapid Rewards Performance Business Southwest · Chase | $299 | Instacart Credit $10/mo Activate Ends Dec 2027 | $120 |
| IHG One Rewards Premier Select IHG · Chase | $350 | Instacart Credit $10/mo Activate Ends Dec 2027 | $120 |
“Up to a year” adds up the cash value of the listed credits if you use every one in full. Credits you unlock by spending aren’t counted.
Before you count on these
- Monthly Instacart credits don’t roll over: one order a month is usually enough to use it.
- Some need Instacart+ to work. The free trial on most cards turns into a $99 yearly membership; cancel before then if you won’t keep it.
- Several of these credits have an end date; it’s shown next to the credit on the card’s page.
Premium Finance, our free app, tracks these credits on the cards you hold and reminds you before each one runs out. Open the app.