Southwest Rapid Rewards Plus
Raised from $69 in the July 2025 refresh; existing cardmembers pay $99 starting at their 2026 account anniversary
Credits 4
Every statement credit on this card, how often it comes back and when it resets. Together they’re worth up to $240 a year in cash credits, not counting ones you unlock by spending, points or free nights.
Every month
One $10 Instacart credit each month you have Instacart+, on one order of $10+; unused credit doesn't roll over.
How to activate: Activate the free Instacart+ membership with this card on Instacart's Chase page; keep Instacart+ active.
Condition: Requires active Instacart+ (3 months complimentary when activated 5/1/2025-12/31/2027, then $99/yr)
$10 off one non-restaurant DoorDash order per calendar month if DashPass was first activated 9/1/2026 or later; activations 2/1/2025-8/31/2026 get $10 per calendar quarter instead.
How to activate: Add this card as your default payment in DoorDash, then tap to activate the free DashPass there.
Condition: Requires DashPass (12 months complimentary when activated by 12/31/2027, then paid)
Every year
3,000 Rapid Rewards points each account anniversary year; valued at ~1.2 cents/point.
10% off promo code posted within 15 days of each cardmember anniversary, valid one year; excludes Basic fares. ~$20 on a typical fare.
Perks 7
Benefits you use rather than credits that post to your statement.
10,000 Companion Pass qualifying points deposited each calendar year (by Jan 31, or within 30 days of opening).
First checked bag free for the cardmember and up to 8 others on the same reservation (Rapid Rewards number required; not on partner flights).
Select a Standard seat at no charge within 48 hours of departure, when available, for up to 9 travelers on the reservation.
Board in Group 5 (or earlier if status/fare qualifies) with up to 8 passengers on the same reservation.
12 months of free DashPass when first activated between 2/1/2025 and 12/31/2027, then it renews at the monthly rate unless you cancel.
Three months of free Instacart+ when first activated between 5/1/2025 and 12/31/2027, then it renews at $99/year unless you cancel.
25% back as a statement credit on Southwest inflight drinks and Wi-Fi bought with the card, including authorized users' purchases.
Also included
- No foreign transaction fees
- Lost luggage reimbursement
- Purchase protection and extended warranty
Before you apply
Chase’s application rules, as reported by people who applied. Banks don’t publish most of these. All banks’ rules
Chase usually declines you if you’ve opened 5 or more personal cards from any bank in the last 24 months. This applies to almost every Chase card, personal and business. How 5/24 works
Usually no more than 2 new personal Chase cards in 30 days. A third application within 30 days is usually declined, and you still take the hard pull.
Usually just one new Chase business card in 30 days. A second business application within 30 days is usually declined.
Never miss one of these credits
Add the Southwest Plus to Premium IC, our free app. It lists each credit with a checkbox, reminds you before they expire and shows whether the card earned its fee. Free.
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Last checked Oct 16, 2026. Spot something out of date? Tell us.