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Centurion

American ExpressPersonal cardAmexInvite only

Plus a one-time $10,000 initiation fee (U.S.)

Credits 6

Every statement credit on this card, how often it comes back and when it resets. Together they’re worth up to $1,569 a year in cash credits, not counting ones you unlock by spending, points or free nights.

Every month

Uber CashActivation required
$15/moResets on the 1st

$15 Uber Cash each month once the card is added to your Uber account, for U.S. rides and Uber Eats orders; it expires at month end.

How to activate: Add the card to your Uber account first; the Uber Cash is only deposited once it's there.

Every quarter

Resy Dining CreditActivation required
$250/quarterResets Jan, Apr, Jul, Oct

Up to $250 per quarter at qualifying U.S. Resy restaurants, select Resy event tickets and Centurion New York; replaced the Saks credit from July 1, 2026.

Every year

CLEAR+ Credit
$219/yrResets Jan 1

Statement credit for a CLEAR+ membership paid with the card. The Centurion cap isn't published and may be higher if it also covers family members.

Uber Cash December BonusActivation required
$20/yrResets Jan 1

An extra $20 Uber Cash in December on top of the monthly amount; it expires at the end of December.

How to activate: Add the card to your Uber account first; the December Uber Cash is only deposited once it's there.

Uber One Credit
$120/yrResets Jan 1

Up to $120 per calendar year back on an auto-renewing Uber One membership charged to the card.

Every few years

Global Entry / TSA PreCheck Fee Credit
$120every 4 years

Either $120 for Global Entry or up to $85 for TSA PreCheck, once every 4 years for whichever you apply for first.

Perks 13

Benefits you use rather than credits that post to your statement.

Centurion Lounge access

Unlimited visits; bring your immediate family or up to two guests free, then $50 per extra guest ($30 ages 2–17).

Delta Sky Club access

Unlimited Sky Club visits on same-day Delta flights; Centurion was exempt from the 2025 visit limits.

Priority Pass Select

Unlimited visits for the cardmember and guests.

PS membership + 2 Salon visits a year

Complimentary PS membership at airports like LAX and ATL plus two complimentary visits a year, each with a guest; other suite visits cost extra.

Delta Platinum Medallion status

Complimentary Delta Platinum Medallion status after enrolling.

Hilton Diamond + IHG Platinum Elite + Marriott Gold Elite status

Complimentary hotel elite status after enrolling.

Hertz Platinum + Avis President's Club status

Top-tier car rental status with upgrades and guaranteed cars at many locations, after enrolling.

Centurion hotel program / Fine Hotels + Resorts stay benefits

Daily breakfast for two, a room upgrade (confirmed at booking at some hotels), guaranteed 4pm checkout, Wi-Fi and property credits on eligible bookings through the Centurion travel service.

Escape and Plaza Premium lounges

Entry to Escape Lounges and Plaza Premium lounges. Lufthansa lounge access ended Oct 1, 2026.

Airport meet-and-assist service

A greeter helps you through arrival and customs on eligible international first or business class trips booked through the Centurion travel service; ground transport may cost extra.

Equinox membership

Complimentary Equinox Destination Access club membership (including Equinox+) after enrolling. Coverage details aren't published.

Centurion dining program

Reservations held for cardmembers at about 1,000 sought-after restaurants, booked through the concierge or Resy.

Cruise privileges

On cruises of 5+ nights booked through the Centurion travel service with a participating line: the Platinum onboard credit of $100–$300 per stateroom plus an extra $200, and an extra amenity.

Also included

  • Dedicated 24/7 Centurion concierge
  • No foreign transaction fees
  • Travel insurance suite

Before you apply

American Express’s application rules, as reported by people who applied. Banks don’t publish most of these. All banks’ rules

2/90 Firm rule

No more than two new Amex credit cards in a 90-day span. Charge cards such as Platinum, Gold and Green are left out of the count. A third credit card application within 90 days is usually turned down.

1/5 Soft rule

One new Amex credit card every 5 days at most. A second application within 5 days usually sits in pending until the 5 days are up.

5 credit cards Firm rule

You can usually have up to 5 Amex credit cards open at the same time. Charge cards are separate. With 5 open, new Amex credit cards get declined. Closing or downgrading one frees a spot.

Never miss one of these credits

Add the Centurion to Premium IC, our free app. It lists each credit with a checkbox, reminds you before they expire and shows whether the card earned its fee. Free.

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Last checked Oct 11, 2026. Spot something out of date? Tell us.