Business Centurion
Plus a one-time $10,000 initiation fee (figures reported for Centurion. Not confirmed separately for the business version.)
Credits 2
Every statement credit on this card, how often it comes back and when it resets. Together they’re worth up to $1,030 a year in cash credits, not counting ones you unlock by spending, points or free nights.
Every quarter
Up to $250 per calendar quarter at qualifying U.S. Resy restaurants shown as eligible on Resy, select Resy event tickets and Centurion New York, starting July 1, 2026. Additional Business Centurion cardmembers are eligible too; unused amounts don't roll over.
How to activate: Enroll in the Resy credit in your Amex account or by calling Centurion before you dine.
Every few years
$120 for Global Entry (every 4 years) or up to $85 for TSA PreCheck. Additional cardmembers on Centurion accounts are also eligible.
Perks 17
Benefits you use rather than credits that post to your statement.
Unlimited complimentary entry to Centurion Lounges and Sidecar locations with a same-day boarding pass on any airline. Bring your immediate family (spouse or partner and children under 18) or up to 2 guests free.
Priority Pass membership after you enroll through Amex; you and all accompanying guests get in free where the lounge admits guests.
Complimentary Delta Platinum Medallion (confirm with Amex).
Complimentary Hilton Diamond.
Complimentary Hertz top-tier status.
Two complimentary PS visits per year reported for Centurion cardmembers in 2026.
Complimentary Delta Sky Club and Grab and Go access when flying a same-day Delta flight, not on Basic Economy; no visit cap is listed for Centurion members. Guests pay Delta's current guest rate with the card.
Free entry to Escape Lounges, including Centurion Studio partner locations, with a same-day boarding pass on any airline; bring 2 guests or your immediate family free.
Free entry to Plaza Premium Lounges worldwide with a same-day boarding pass, with unlimited complimentary guests.
Get 50% of your points back when you use Pay with Points for flights through Amex Travel: first or business class on any airline, economy on one airline you pick. Capped at 3 million points back per year since Feb 2025.
Complimentary Marriott Gold Elite, carried over from the Platinum benefits. Enrollment required.
Complimentary IHG Platinum Elite reported for Centurion members. Enrollment required.
Complimentary Avis President's Club with guaranteed cars and upgrades when available. Enrollment required.
Equinox Destination Access membership reported as a Centurion benefit. Terms vary and enrollment is required.
On cruises of 5+ nights booked through Amex Travel, Centurion members get an extra $200 on-board credit per stateroom on top of the Platinum $100–$300 credit, plus an amenity.
Stays booked through Amex Travel include daily breakfast for 2, a $100+ property credit, guaranteed 4pm checkout, noon check-in and an upgrade when available.
Access to hard-to-get Resy reservations, early table alerts and member events after you add the card to your Resy profile.
Also included
- 24/7 Centurion concierge
- 1.5X bonus on select purchases
Before you apply
American Express’s application rules, as reported by people who applied. Banks don’t publish most of these. All banks’ rules
No more than two new Amex credit cards in a 90-day span. Charge cards such as Platinum, Gold and Green are left out of the count. A third credit card application within 90 days is usually turned down.
One new Amex credit card every 5 days at most. A second application within 5 days usually sits in pending until the 5 days are up.
You can usually have up to 5 Amex credit cards open at the same time. Charge cards are separate. With 5 open, new Amex credit cards get declined. Closing or downgrading one frees a spot.
Never miss one of these credits
Add the Business Centurion to Premium Finance, our free app. It lists each credit with a checkbox, reminds you before they expire and shows whether the card earned its fee. Free.
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Last checked Oct 11, 2026. Spot something out of date? Tell us.