Premium Rewards
Credits 2
Every statement credit on this card, how often it comes back and when it resets. Together they’re worth up to $125 a year in cash credits, not counting ones you unlock by spending, points or free nights.
Every year
Up to $100 per calendar year for airline incidentals (bag fees, seat upgrades, change fees, lounge fees, in-flight purchases) on domestic-originated flights with eligible U.S. carriers. Airfare doesn't count, nor do Allegiant, Spirit or Sun Country.
Every few years
Up to $100 toward the Global Entry or TSA PreCheck application fee once every four years.
Also included
- No foreign transaction fees
- Trip delay, cancellation and interruption insurance
- Baggage delay and lost luggage coverage
- Visa Signature Luxury Hotel Collection and concierge
Before you apply
Bank of America’s application rules, as reported by people who applied. Banks don’t publish most of these. All banks’ rules
The first part of Bank of America’s 2/3/4 rule: no more than 2 new BofA personal cards in 2 months. A third BofA personal card within 2 months gets declined.
The second part of 2/3/4: no more than 3 new BofA personal cards in 12 months. A fourth within 12 months gets declined.
The third part of 2/3/4: no more than 4 new BofA personal cards in 24 months. A fifth within 24 months gets declined.
If you don’t bank with BofA, 3 or more new cards from any bank in 12 months can get you declined (about 7 if you do). A BofA personal card may be declined.
Never miss one of these credits
Add the Premium Rewards to Premium Finance, our free app. It lists each credit with a checkbox, reminds you before they expire and shows whether the card earned its fee. Free.
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Last checked Oct 16, 2026. Spot something out of date? Tell us.