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Atmos Rewards Visa Signature Business

Atmos Rewards · Bank of AmericaBusiness cardVisa

$70 per company plus $25 per card ($95 with one card)

Credits 1

Every statement credit on this card, how often it comes back and when it resets.

Every year

Annual $99 Companion Fare
Value varies

A $99 Companion Fare (plus taxes and fees from $23) for a saver or main cabin fare within North America, including Hawaii, on Alaska or Hawaiian flights, issued each account anniversary after $6,000 or more in card purchases that year. About $150 is a conservative value.

Condition: $6,000+ in card purchases during the account anniversary year

Perks 4

Benefits you use rather than credits that post to your statement.

Free first checked bag

First checked bag free for any cardholder and up to 6 guests on the same reservation when the Alaska or Hawaiian ticket is bought with the card.

Preferred boarding

Preferred boarding (group C) for any cardholder (owners and employees) and up to 6 guests on the same reservation when the flight is paid with the card and the primary cardholder's Atmos number is on the booking. Only on Alaska-marketed flights operated by Alaska, Horizon or SkyWest.

20% back on inflight purchases

20% back as a statement credit on food, drinks and Wi-Fi bought with the card on Alaska and Hawaiian flights.

$100 off Alaska Lounge+ membership

$100 off an annual Alaska Lounge+ membership bought with the card.

Also included

  • 1 Atmos status point per $3 spent
  • 10% points bonus with an eligible BofA small business account
  • No foreign transaction fees

Before you apply

Bank of America’s application rules, as reported by people who applied. Banks don’t publish most of these. All banks’ rules

2/2 Firm rule

The first part of Bank of America’s 2/3/4 rule: no more than 2 new BofA personal cards in 2 months. A third BofA personal card within 2 months gets declined.

3/12 Firm rule

The second part of 2/3/4: no more than 3 new BofA personal cards in 12 months. A fourth within 12 months gets declined.

4/24 Firm rule

The third part of 2/3/4: no more than 4 new BofA personal cards in 24 months. A fifth within 24 months gets declined.

3/12 any bank Less reliable

If you don’t bank with BofA, 3 or more new cards from any bank in 12 months can get you declined (about 7 if you do). A BofA personal card may be declined.

Never miss one of these credits

Add the Atmos Rewards Business to Premium Finance, our free app. It lists each credit with a checkbox, reminds you before they expire and shows whether the card earned its fee. Free.

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Last checked Oct 16, 2026. Spot something out of date? Tell us.