Atmos Rewards Ascent Visa Signature
Credits 1
Every statement credit on this card, how often it comes back and when it resets.
Every year
A $99 Companion Fare (plus taxes and fees from $23) for a one-way or round-trip saver or main cabin fare within North America, including Hawaii, on Alaska or Hawaiian flights; it posts within 2 billing cycles after each account anniversary once you spend $6,000 that card year (accounts opened before Jan 18, 2023 skip the spend rule). Book it within 12 months on the airline's own site; about $150 is a conservative value.
Condition: $6,000+ in purchases during the prior account anniversary year
Perks 4
Benefits you use rather than credits that post to your statement.
First checked bag free for you and up to 6 guests on the same reservation when the Alaska or Hawaiian flight is paid with the card.
Preferred boarding (group C) for you and up to 6 guests on the same reservation when the flight is paid with the card and the primary cardholder's Atmos number is on the booking. Only on Alaska-marketed flights operated by Alaska, Horizon or SkyWest, not Hawaiian.
20% back as a statement credit, usually within a week, on food, drinks and Wi-Fi bought with the card on Alaska flights and on food and drinks on Hawaiian flights.
$100 off an annual Alaska Lounge+ membership bought with the card.
Also included
- 1 Atmos status point per $3 spent (no cap)
- 10% points bonus with an eligible Bank of America account
- No foreign transaction fees
Before you apply
Bank of America’s application rules, as reported by people who applied. Banks don’t publish most of these. All banks’ rules
The first part of Bank of America’s 2/3/4 rule: no more than 2 new BofA personal cards in 2 months. A third BofA personal card within 2 months gets declined.
The second part of 2/3/4: no more than 3 new BofA personal cards in 12 months. A fourth within 12 months gets declined.
The third part of 2/3/4: no more than 4 new BofA personal cards in 24 months. A fifth within 24 months gets declined.
If you don’t bank with BofA, 3 or more new cards from any bank in 12 months can get you declined (about 7 if you do). A BofA personal card may be declined.
Never miss one of these credits
Add the Atmos Rewards Ascent to Premium Finance, our free app. It lists each credit with a checkbox, reminds you before they expire and shows whether the card earned its fee. Free.
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Last checked Oct 16, 2026. Spot something out of date? Tell us.