Choice Privileges Mastercard
Credits 0
This card has no statement credits that expire.
Perks 1
Benefits you use rather than credits that post to your statement.
Automatic Gold Elite status (10% bonus on stay points, upgrades when available, welcome gift), backed by 10 Elite Qualifying Nights each calendar year. Card spending also earns Elite Qualifying Credits toward higher tiers.
Also included
- 10 Elite Qualifying Nights each calendar year (needs a linked Choice account)
- Cell phone protection up to $800 per claim ($25 deductible, 2 claims per 12 months)
- World Elite Mastercard benefits
- No foreign transaction fees
Before you apply
Wells Fargo’s application rules, as reported by people who applied. Banks don’t publish most of these. All banks’ rules
Wells Fargo may turn down a new personal card if you opened one with them in the past 4 months. A new Wells Fargo personal card may be declined.
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Last checked Oct 16, 2026. Spot something out of date? Tell us.