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Air France KLM Visa Signature

Air France KLM · Bank of AmericaPersonal cardVisa

Credits 1

Every statement credit on this card, how often it comes back and when it resets.

Every year

5,000 Anniversary MilesAutomaticSpend to unlock
Value varies

5,000 Flying Blue miles each account anniversary if you made at least $50 in purchases during the card year. About $50 is a conservative value.

Condition: At least $50 in purchases during the anniversary year

Perks 1

Benefits you use rather than credits that post to your statement.

Flying Blue XP each anniversary

20 XP each account anniversary, plus 80 more after $15,000 and another 60 after $25,000 in anniversary-year purchases (up to 160 XP; 100 XP is enough for Silver).

Also included

  • 3x on rent paid through Bilt, up to $50,000/yr (Bilt adds a 3% fee)
  • No foreign transaction fees

Before you apply

Bank of America’s application rules, as reported by people who applied. Banks don’t publish most of these. All banks’ rules

2/2 Firm rule

The first part of Bank of America’s 2/3/4 rule: no more than 2 new BofA personal cards in 2 months. A third BofA personal card within 2 months gets declined.

3/12 Firm rule

The second part of 2/3/4: no more than 3 new BofA personal cards in 12 months. A fourth within 12 months gets declined.

4/24 Firm rule

The third part of 2/3/4: no more than 4 new BofA personal cards in 24 months. A fifth within 24 months gets declined.

3/12 any bank Less reliable

If you don’t bank with BofA, 3 or more new cards from any bank in 12 months can get you declined (about 7 if you do). A BofA personal card may be declined.

Never miss one of these credits

Add the Air France KLM Visa Signature to Premium Finance, our free app. It lists each credit with a checkbox, reminds you before they expire and shows whether the card earned its fee. Free.

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Last checked Oct 16, 2026. Spot something out of date? Tell us.