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Bilt Blue

Bilt · CardlessPersonal cardMastercard

No authorized user fee

Credits 0

This card has no statement credits that expire.

Also included

  • No fee to earn points on rent/mortgage paid through Bilt
  • No foreign transaction fees
  • Cell phone protection
  • Purchase assurance; MasterRental coverage

Before you apply

Cardless’s application rules, as reported by people who applied. Banks don’t publish most of these. All banks’ rules

1/60 Soft rule

Cardless, which issues Bilt, Qatar, Avianca and other co-brand cards, wants 60 days between approvals. Applying within 60 days gets declined.

Never miss one of these credits

Add the Bilt Blue to Premium IC, our free app. It lists each credit with a checkbox, reminds you before they expire and shows whether the card earned its fee. Free.

Open the free app

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Last checked Oct 16, 2026. Spot something out of date? Tell us.