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Hilton Honors

Hilton · American ExpressPersonal cardAmex

Credits 0

This card has no statement credits that expire.

Perks 3

Benefits you use rather than credits that post to your statement.

Hilton Honors Silver status

Complimentary Silver status with a 20% bonus on base points.

Gold status upgrade

Gold status through the end of the next calendar year after $20,000 in purchases in a calendar year.

5th night free on award stays

The card's Silver status gets every 5th night free on standard-room award stays of 5 nights or more.

Also included

  • No foreign transaction fees
  • Car rental loss and damage insurance
  • Purchase protection

Before you apply

American Express’s application rules, as reported by people who applied. Banks don’t publish most of these. All banks’ rules

2/90 Firm rule

No more than two new Amex credit cards in a 90-day span. Charge cards such as Platinum, Gold and Green are left out of the count. A third credit card application within 90 days is usually turned down.

1/5 Soft rule

One new Amex credit card every 5 days at most. A second application within 5 days usually sits in pending until the 5 days are up.

5 credit cards Firm rule

You can usually have up to 5 Amex credit cards open at the same time. Charge cards are separate. With 5 open, new Amex credit cards get declined. Closing or downgrading one frees a spot.

Never miss one of these credits

Add the Hilton Honors (no annual fee) to Premium Finance, our free app. It lists each credit with a checkbox, reminds you before they expire and shows whether the card earned its fee. Free.

Open the free app

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Last checked Oct 16, 2026. Spot something out of date? Tell us.