We may earn a commission from some links on this site. It never changes which cards we list or what we say about them. How we make money

Bank of America credit cards

8 cards issued by Bank of America, including Atmos Rewards, Allegiant, Air France KLM cards. Open any card for every credit, when it resets and whether it needs activation.

Application rules

What applicants have reported about approvals. Banks don’t publish most of these. All banks’ rules

2/2 Firm rule

The first part of Bank of America’s 2/3/4 rule: no more than 2 new BofA personal cards in 2 months. A third BofA personal card within 2 months gets declined.

3/12 Firm rule

The second part of 2/3/4: no more than 3 new BofA personal cards in 12 months. A fourth within 12 months gets declined.

4/24 Firm rule

The third part of 2/3/4: no more than 4 new BofA personal cards in 24 months. A fifth within 24 months gets declined.

3/12 any bank Less reliable

If you don’t bank with BofA, 3 or more new cards from any bank in 12 months can get you declined (about 7 if you do). A BofA personal card may be declined.

Personal cards 7

Business cards 1