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The Premium IC app

A free app that tracks every credit on your cards, reminds you before they expire and shows whether each card is worth its fee.

Open the free app

Every credit, with a checkbox

Add any of the 187 cards in our catalog and the app lists every statement credit on them. Monthly credits get a box for each month, quarterly ones for each quarter, so you can see at a glance what’s used and what’s left. Credits that need activation are flagged, along with how to switch them on.

Reminders before credits expire

Turn on notifications and the app reminds you before a credit runs out, at the time of day you choose. Once you mark a credit used, it stops reminding you about it. It works on iPhone, Android and computers.

Is the card worth its fee?

The app adds up what each card has given back this card year, in credits used and perks you count, next to its annual fee. When the renewal comes around, you’ll know whether to keep it.

Chase 5/24 and other application limits

From the approval dates you enter, the app counts your Chase 5/24 status, shows when each card drops off, and checks other banks’ rules like Amex 2/90 and Citi 1/8 before you apply. How 5/24 works

Your data stays yours

Sign in to see the same cards on your phone and computer. Only you can see your cards. The app never asks for card numbers, bank logins or your Social Security number, and you can export or delete everything any time from Account → Data.

Put it on your phone

  • iPhone: open the app in Safari, tap Share, then Add to Home Screen. Notifications on iPhone need this step.
  • Android: open the app in Chrome, tap the menu, then Install app (or Add to Home screen).
  • Computer: in Chrome or Edge, use the install button at the right of the address bar.

Premium IC is free to use, with no ads. Open the app and add your first card in under a minute.