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Cards with a Walmart+ credit

4 cards with Walmart+ credits, what each one is worth and the fine print, from the card pages we keep current.

By Quy Dinh · Updated Oct 25, 2026

A few Amex cards pay for a monthly Walmart+ membership, which includes free delivery from Walmart stores.

CardAnnual feeCreditsUp to a year
Business Gold
American Express
$375Walmart+ Credit $12.95/mo$155
Platinum
American Express
$895Walmart+ Monthly Membership Credit $12.95/mo$155
Platinum for Charles Schwab
Charles Schwab · American Express
$895Walmart+ Monthly Membership Credit $12.95/mo$155
Platinum for Morgan Stanley
Morgan Stanley · American Express
$895Walmart+ Monthly Membership Credit $12.95/mo$155

“Up to a year” adds up the cash value of the listed credits if you use every one in full. Credits you unlock by spending aren’t counted.

Before you count on these

  • Only a monthly Walmart+ plan counts: annual plans and Plus Ups don’t.
  • Pay the membership with the card each month; the credit covers up to $12.95 plus tax.
  • It’s a monthly credit, so it’s only worth the full amount if you keep the membership all year.

Premium Finance, our free app, tracks these credits on the cards you hold and reminds you before each one runs out. Open the app.